mReferral Mortgage Calculator

The mReferral Mortgage Calculator App simplifies property and mortgage management. This innovative app provides a suite of calculators for various mortgage-related needs, including calculating mortgage payments, determining affordable property prices, and estimating cash-out refinancing amounts. Users can also conveniently apply for mortgages and P-loans directly through the app.

Key features and benefits include:

1. Comprehensive Mortgage Calculator: Calculate monthly payments, interest, and stamp duty for both first and second mortgages by inputting loan amount, repayment period, and interest rate.

2. Refinance Calculator: Easily determine potential cash-out amounts and changes in monthly payments when refinancing. Includes an early settlement calculation function.

3. Affordability Calculator: Estimate affordable property prices based on loan amount and Loan-to-Value (LTV) ratio, along with income and stress test requirements.

4. Streamlined Mortgage Application: Apply for a mortgage directly through partnered banks via the app's API, offering a fast and user-friendly process.

5. Property Valuation Service: Quickly obtain up-to-date property valuations directly from Bank of China (Hong Kong) using only the property address.

6. P-Loan Comparison and Application: Compare various P-loan plans with competitive interest rates and apply instantly. Loans up to $3 million are available with flexible repayment terms (3 months to 10 years) and APRs ranging from -99% to 8%.

Important Note: mReferral acts solely as a referral service, connecting users with partnering banks and financial institutions. mReferral does not provide mortgage or P-loan products directly. All offers, benefits, and fees are subject to the terms and conditions of the respective banks or financial institutions. Some institutions may impose handling fees and may alter product terms without prior notice. Detailed examples of P-loan applications are available within the app's Terms & Conditions.